Valor Privacy Policy - Protecting Your Personal Information and Data Security

1. Introduction

This Privacy Policy explains how we collect, use, and protect your personal information. We are committed to protecting your privacy and ensuring your personal information is handled securely.

2. Information We Collect

The types of information we may collect include: contact information (name, email, phone), identity information (ID number, passport number, if applicable), financial information (payment methods, transaction records), technical data (device information, network information), and behavioral data (usage habits, preference settings).

3. How We Use Information

We use this information to: create and manage your account; complete transactions and provide customer service; send service-related notifications; conduct research and analysis; detect, prevent, and resolve technical issues; and comply with legal requirements.

4. Cookies and Similar Technologies

Our website uses cookies and web storage technologies to: maintain session state; remember your settings; analyze user behavior; and optimize website performance. You can adjust cookie settings in your browser, but some features may not function properly.

5. Information Sharing and Disclosure

We only share your information with third parties in the following circumstances: service providers (technical and business service providers that help us operate our business), legal compliance (complying with laws and regulations, responding to legal processes), business transfers (corporate restructuring, mergers, or sales), and with your explicit consent. We do not sell your personal information.

6. Your Rights

Under applicable data protection laws, you have the right to: access your personal information; correct inaccurate information; delete your data; restrict processing; data portability; and withdraw consent. To exercise these rights, please contact us through the following contact methods.

7. Policy Updates

This Privacy Policy may be updated from time to time. Important changes will be notified to you through website announcements or other appropriate means. We recommend that you review this policy regularly. The policy update date will be shown at the top of the page.